Core Banking Systems White Papers

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Latest White Papers

TCS BaNCS Insurance TCS BaNCS The financial crisis of 2008 and the subsequent recovery process, though tepid, has altered the insurance industry landscape...

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TCS BaNCS Securities Processing TCS BaNCS Increasing globalisation of the securities market requires a regulatory system that delivers operational...

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TCS BaNCS Treasury TCS BaNCS At present, treasury managers look forward to increased operational efficiency, centralised operations and rationalised IT systems, with an emphasis on STP to reduce the operating...

TCS BaNCS Global Risk Management TCS BaNCS Risk management has traditionally been performed by individual business divisions, which vary in their capabilities to identify risks, manage risks and collaborate information across a...

TCS BaNCS Core Banking TCS BaNCS We at TCS continue to see increased integration of financial services led by channel integration, business intelligence and analytics, offering a 360° view of customers to the bank and vice...

TCS BaNCS Payments TCS BaNCS The payments sector encounters several challenges, which include large volumes of electronic payments, fuelled by multiple payment methods, greater expectations from better-informed...

TCS BaNCS Credit Union Cooperative TCS BaNCS Cussco prepares credit unions in Scotland for greater competition and broadened market opportunities with TCS...

TCS BaNCS Nedbank Investor Services TCS BaNCS One of the striking things about SWIFT is the constant commitment of the collective in establishing ambitious multi-year targets and then working assiduously toward their...

TCS BaNCS The World of Financial Inclusion TCS BaNCS By 2013, the majority population of India will have been enrolled in a bank account through 'Swabhimaan', India's financial inclusion...

TCS BaNCS Cathay United Bank’s Core Banking Transformation Success TCS BaNCS With our collaborative approach to partnership, TCS has repeatedly broken new ground with our financial services...

TCS BaNCS Letting Financial Services Take Flight TCS BaNCS Outsourcing IT is no longer enough to achieve significant gains in terms of efficiency and...

What makes it cost-effective? - Total Cost of Ownership with TLM® OnDemand SmartStream SmartStream Technologies has the expertise and experience to help you achieve your reconciliation goals. More than 75 of the Top 100 global banks rely on SmartStream for their...

TLM® OnDemand - Delivering market-leading reconciliations as a managed service. SmartStream SmartStream TLM® OnDemand delivers the market-leading reconciliation solution, as a secure, fully managed service with low upfront investment and low ongoing...

SaaS and Financial Services - A Marriage Made in Heaven SmartStream Software as a service (SaaS) is an unstoppable shift in the software industry, with software providers, their partners, and customers increasingly embracing this new delivery model for software....

U.S. Card Fraud Oracle Card fraud costs the U.S. card payments industry an estimated US$8.6 billion per year. Although just 0.4% of the US$2.1 trillion in U.S. card volume per year, this number remains a troubling...

Mobile Technology for Wealth Managment Advisor Oracle Financial advisors face difficult times. The volatile market conditions force advisors to work much harder to retain their client’s business, while clients demand better service levels from...

Generation Y: The Builders of Tomorrow’s Business Oracle There have been a number of articles in the media about the impact that Generation Y is likely to have. They suggest that Generation Y is distinctly different from generations that have come...

Competitive differentiation Oracle Clients are looking for more basic, low risk products. Such products are inherently commoditized, making differentiation through service a priority. The question is how one can make...

How Gen-Y is Pushing Banks Forward Oracle Why New Core Systems Matter Now Banks cannot afford to lose any more of their payments franchise. They cannot lose more transactions. And they cannot afford to lose depositors. In fact,...

The Impact of the Financial Crisis on Core Systems Replacement Oracle The last two years have been extremely challenging ones for the financial services industry. The United States saw the failure of more than 200 banks, and the impact of the U.S. credit crisis...