The Dream® MasterCard® is exclusive to Chemical Bank customers in Michigan and offers generous rewards with no overlimit fees, penalty rates or late fees. The rewards program offers triple points to cardholders on qualifying gas and grocery purchases. Cardholders can also maximize their reward redemption options on travel, merchandise, gift cards, cash back and more.
"We’ve been serving communities across Michigan for nearly 100 years, and we’re excited to be offering Michigan consumers one of the most competitive credit card reward programs available," said David Ramaker, Chairman, CEO and President of Chemical Bank. "By using the new Dream® MasterCard® for their everyday purchases, Chemical Bank consumers will reap exclusive rewards from this innovative new credit card."
"Our ability to offer customized programs and approaches enables our partners to grow their business and stay competitive," said Stephen F. Eulie, president of First Bankcard. "We’ve worked with Chemical Bank for years and it’s exciting for us to be able to introduce a new product that adds value for their customers."
The new Dream® MasterCard® offer includes:
No late fees.
No overlimit fees.
No annual fee.
No penalty rates.
No limit on the number of points a customer can earn.
Three points per dollar spent on qualifying gas and grocery purchases.
One point per dollar spent on all other qualifying credit card purchases.
Redeem reward points for travel, merchandise, gift cards or cash back as a statement credit.
In celebration of the Dream® MasterCard®, new cardholders also can take advantage of a 0% Introductory Rate on Purchases and Balance Transfers for the first six billing cycles.
For more than 95 years, Chemical Bank’s approach to banking has remained focused and committed to community banking, local leadership and decision-making, with a devotion to personalized service. Chemical Bank is the second largest bank headquartered in Michigan, with more than 156 branches through 17 Community Banks and assets totaling $6.3 billion.