Interest income decreased by $1.9 million, or 15.4%, to $10.4 million for the third quarter of fiscal 2009 compared to $12.3 million for prior year period.

Carver’s net loss for the nine-month period ended December 31, 2008 was $5.2 million, or $2.10 per share, as compared to net income of $3.5 million, of $1.36 per share for the same nine-month period ended December 31, 2007.

For the nine-month period ended December 31, 2008, interest income decreased $4.3 million, or 11.8%, to $32.1 million, compared to $36.4 million for the nine-month period ended December 31, 2007.

At December 31, 2008 total assets decreased $6.2 million, or 0.8%, to $789.9 million, compared to $796.1 million at March 31, 2008. Total liabilities decreased $0.4 million, or 0.1%, to $722.7 million at December 31, 2008 compared to $723.1 million at March 31, 2008. Deposits decreased $33.1 million, or 5.1%, to $621.5 million at December 31, 2008 compared to $654.7 million at March 31, 2008.