All articles by Pradeep Bairaboina

Pradeep Bairaboina

NatWest Group returns to full private ownership

Following two separate recapitalistations in 2008 and 2009, HMT’s economic ownership of the Group totalled 84.4%

Capital One closes acquisition of Discover Financial Services

Capital One Financial has completed its acquisition of Discover Financial Services, with regulatory and shareholder approvals finalised

Global Payments launches new Genius POS platform

The new Genius platform enables global expansion and vertical specialization at scale, allowing Global Payments to rapidly launch in multiple countries

Lloyds Banking Group partners with Moneyhub to enhance digital banking

The collaboration will cover both retail and non-retail transactions across LBG’s brands, including Lloyds, Halifax, Scottish Widows, and Bank of Scotland

Mastercard and MoonPay team up to mainstream stablecoin payments

Enterprises and fintechs can now leverage branded Mastercard cards linked to consumers’ stablecoin balances

Bank of Ireland invests €60m in ATM and branch upgrades

The initiative is part of a broader strategy to deploy around 650 advanced ATMs across all Bank of Ireland branches throughout Ireland by the end of 2027

Visa announces investment in Mynt and expanded reseller partnership across Europe

The partnership with Visa will enable Mynt to address the growing demand for efficient spend management among small and medium-sized businesses

APRA increases capital add-on for ANZ, mandates risk culture overhaul

APRA has expressed ongoing concerns about ANZ’s handling of non-financial risks, particularly in operational risk and compliance management, as well as a reactive risk culture

TowneBank and Old Point Financial Corporation announce agreement to merge

The proposed transaction will enhance TowneBank’s position in the Hampton Roads MSA with the addition of a high-quality core deposit franchise