US-based Capital Bank has rolled out a new digital banking platform in partnership with Q2, a firm specialising in digital solutions for the financial sector.
This development aims to offer an updated and secure user experience for business clients and is said to represent a significant milestone in the bank’s digital transformation strategy.
The bank said that it is focusing on leveraging technological advancements to increase operational efficiency and meet the demands of the current business landscape. The platform offers advanced digital treasury management capabilities, providing the bank with the ability to grow into new markets and attract a wider customer base.
Customers will have access to consistent banking services across different devices, allowing the bank to maintain agility in an evolving financial arena.
Capital Bank CEO Ed Barry said: “This launch is more than a technology upgrade—it’s a strategic step in how we scale Capital Bank.
“By investing in a modern, flexible platform, we’re strengthening our ability to serve complex business needs, expand into new markets, and deliver the kind of seamless experience today’s customers expect.
“It’s a move that aligns technology with our broader growth strategy and positions us to better serve an increasingly digital economy—without losing the personal touch that defines who we are.”
Capital Bank is a subsidiary of Capital Bancorp, which reported assets exceeding $3.3bn as of 31 March 2025. It is integrated into the Federal Reserve Bank System, insured by the FDIC, and operates as an Equal Housing Lender.
Additionally, Q2 has launched Direct ERP, a product that enables banks and credit unions to integrate banking operations directly into commercial clients’ enterprise resource planning (ERP) systems.
Direct ERP aims to streamline reconciliation processes within business accounting departments by enhancing transparency, improving cash flow, reducing processing times, and minimising manual intervention.
Current manual financial procedures can lead to inefficiencies and challenges between banking and accounting systems. Direct ERP addresses these challenges by embedding banking functionality directly into ERP systems, automating workflows, enhancing security, and reducing errors in payment processing and integrations.
This solution allows commercial clients to initiate payments, access account data, and manage reporting and approvals directly from their ERP or accounting systems.
