The new solution uses a platform-based approach and leverages ClairMail’s recent Mobile Connectivity Architecture (MCA) to deliver a variety of mobile applications including bill payment, mobile remote deposit capture (RDC), person-to-person (P2P) payments, gift card top-ups, merchant offers, and international remittance.

ClairMail’s intelligent payments solution leverages its alerting, personalization, connectivity, orchestration and convergence to provide a mobile payments platform to financial institutions (FIs).

The solution offers custom connectivity to support any payment method now and in the future. This approach maximizes the FI’s control and monetization over the payments process, and enables them to continue to be the centerpiece for facilitating money movement for their customers.

Moreover, the bill payment and Mobile RDC functionality will be available in the second quarter 2010, while the other applications will be introduced later this year. Future releases will also include capabilities for Near Field Communications (NFC) and mWallet.

In addition, ClairMail entered into an agreement with CashEdge, a provider of Intelligent Money Movement services, to provide financial institutions (FIs) with connectivity to CashEdge’s Popmoney through the ClairMail platform. As a result of the relationship, ClairMail customers will have the ability to provide consumers with a secure, consistent mobile banking and P2P payments experience.

Through integration with ClairMail’s platform, the two companies will enable FIs to offer their customers the ability to send payments by simply using the email address or mobile phone number of the recipient. Each FI can custom brand the Popmoney mobile experience, which provides consumers the security of using a service offered directly from their bank.

This integrated mobile P2P banking solution will also give consumers control over all aspects of their personal finances, enabling them to make payments to others at any time.

Pete Daffern, CEO of ClairMail, said: “Our new alliance with CashEdge is a great first step in executing our mobile payments strategy to engage with strategic partners that provide complete end-to-end solutions that integrate into our platform and deliver a seamless user experience.”

Neil Platt, senior vice president and general manager of US Banking at CashEdge, said: “With the increasing adoption of smarter mobile devices, consumers are looking at the mobile channel to move money and take more control of their finances through richer engagement with their financial institution. By teaming with ClairMail, we are able to broaden the scope of our reach and increase usage of Popmoney by integrating across its deep customer network.”