DnB NOR, a Norway-based bank and a mobile financial services provider, has announced its plan to launch a mobile payment services trial for its MasterCard cardholders. The MasterCard mobile Over-the-Air provisioning service enables issuers to perform over-the-air personalization of PayPass in mobile devices.
DnB NOR cardholders will be able to trial the service to make payments wherever MasterCard PayPass is accepted. Telenor, a provider of telecommunications services worldwide, is also a partner in the trial.
The MasterCard Over-the-Air provisioning service is a web-based service that securely transfers encrypted consumer payment card details via the carrier network into the high security area of the consumer’s NFC-enabled mobile phone, on-demand and in real time.
DnB NOR claimed that the service allows financial institutions to launch contactless payment programs on their MasterCard and Maestro cardholders’ mobile phones quickly and simply.
Peer Theien, general manager of group payments and infrastructure at DnB NOR Bank ASA, said: “By partnering with MasterCard, we have been able to implement a simple program with minimal infrastructure investment that gives our cardholders the ability to make PayPass payments with their mobile phones.”
Joshua Peirez, group executive of innovative platforms at MasterCard Worldwide, said: “By managing the mobile phone payment personalization process from beginning to end, we are continuing to build a valuable mobile payments ecosystem that benefits all involved parties, including mobile phone operators.
“We will continue our efforts to create a viable mobile payments ecosystem to allow our customers to benefit from the growing trend toward mobile payments, to build greater value in their cardholder relationships as well as to generate value for all others involved.”