Customers are guaranteed a 4.99% rate for five or 10 years when taking out a long-term fixed rate mortgage, with no higher lending charge. In addition, 10% capital repayments are permitted each year without penalty.
In addition, the product incorporates a fully portable feature, enabling customers to take the product with them if they move home.
The three-year fixed rate online buy-to-let mortgage, meanwhile, allows a maximum of 80% loan to value with a 5.29% rate. Similar to the long-term fixed rate mortgage, this product allows 10% capital repayments each year without penalty, and is fully portable.
Both products offer a fee-free version for customers and landlords who require help in paying fees.