The pilot programme will see the integration of Encap’s Smart Authentication platform into BankID solutions to deliver flexible user experience through improved authentication processes.
Currently, BankID uses a combination of hardware-based authentication (key fobs) and one-time-password generation for authentication.
By including Encap’s platform, BankID is expected to offer more flexible and secure multi-factor authentication without these additional codes and pieces of hardware.
The platform is a device-based multi-factor authentication platform that eliminates the need for key fobs by securely enabling authentication to take place inside an app.
BankID Norway head of development Frode Beckmann Nilsen said: "The launch of BankID in 2004 confirmed Norway’s lead when it came to using technology to improve banking and identity.
"Now we want to make sure we remain ahead of the curve by creating a new experience – dropping the need to carry around key fobs or copy and paste from another app – while also ensuring the highest security standards.
"Each bank will provide an app and introduce it to the customers in their own pace. Our purpose with this Encap-app has been to provide a useful showroom for our next future proof BankID-experience."
Encap recently released an updated version of the Smart Authentication platform to incorporate support for both Apple’s Touch ID and Android’s fingerprint API.
BankID is currently used by 80% of all adults in Norway to prove their identity to various organisations across the country, including government departments, banks and mobile operators.
Encap CEO Thomas Bostrøm Jørgensen said: "BankID is an incredibly popular, highly advanced system that makes signing up and using to multiple services across Norway simple and easy.
"With Norwegians increasingly accessing information and transacting on their smart devices BankID needs to evolve to deliver the experience users are demanding today, and the capabilities they will expect tomorrow."
Image: Norway’s BankID selects Encap’s platform to test in-app authentication. Photo courtesy of Encap Security.
