Apart from flexible access to funds, the card users can get rewards points from credit purchases and qualifying banking transactions and products, the company said.

According to the US firm, all the four cards do not levy any annual fee and has zero liability, thus providing the anxiety free credit card experience.

Regions Cards and Payments Division head Tom Brooks said, "People want options and help in managing their finances, and our new suite of credit cards provides those, whether someone wants specialized services, a lower rate or to earn points for their purchases."

Besides launching consumer card, Regions has also come up with two credit cards, including Regions Visa Business and Regions Visa Business Enhanced designed to meet the needs of small business owners.

Credit card users can perform purchases and everyday banking activities, such as online bill payment, making a deposit at a Regions ATM or using other bank products and services.

Having $128bn in assets, Regions Financial Corporation offers consumer and commercial banking, wealth management, mortgage, and insurance products and services through nearly 1,700 banking offices and 2,100 ATMs.