We can deliver a fully outsourced service or a simple processing model, enabling you to improve your risk and cost controls, increase speed to market and provide detailed reporting for decision making.

The advantages of commercial cards vary by market sector and payment type, but some benefits are universal:

• Cost savings: reduced costs of the procure-to-pay process and the ability to negotiate better terms with preferred vendors through activity analysis.
• Automation: replacement of paper-based processes with electronic payments to reduce administrative costs, improve internal policy compliance, reconciliation and expense analysis.
• Cash flow: better management of cash outlays via a wide range of billing and payment options for commercial card activity.
• Risk control: improved risk management and control of employee cards through broad spending controls such as velocity limits and preferred vendors.
• Acceptance: global acceptance for Visa, MasterCard and American Express commercial cards.